Privacy Statement
Security Statement

FTC ID Theft Information

Annual Free Credit Report

Mission Statement

The mission of our mutual association is to be the best bank for homeowners in our markets by:

• Providing exceptional service and value to our members,
• Making our communities better places to work and live, and
• Being an outstanding employer by providing extensive training and generous benefits.

Carrying Out The Mission

These are some of our mission accomplishments:

	Total conversion of our data processing to a state-of-the art system that permits us to compete at the highest level  in products and services.
	Installation of automatic teller machines at every one of our six locations.
	Offering the “Ozarks Federal Anytime Teller Line,” which is a 24-hour, toll-free number you may call to obtain up-to-date information on your accounts.
	Adoption of a formal Code of Ethics, ensuring that we remain the most professional and trustworthy of any financial institution.
	Capital improvements at each of our six locations, including interior and lobby remodeling, additional drive through lanes, and a brand new facility in Potosi.
	Intensive training programs, specially designed for tellers, account representatives, and other employees, on topics including titling accounts, FDIC insurance coverage, and better customer service.
	Maintaining our charitable giving program, allowing us to give 2% of our net income to worthy, local charities. (We build up our communities.)
	Maintaining our commitment to never charge hidden costs -- still no appraisal or application or closing fees.