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Loans
Residential Real Estate – Primary Residence
Flexible options include:
- One-year adjustable rate mortgage, adjusting annually with a
national index
- Other options available-contact loan officer
Great service means great value
- We do our own appraisals
- We close our own loans in our building
- We do not sell our mortgage loans
- We do our own servicing, just a phone call or personal visit
away
- Free escrow accounts, insurance and real estate taxes may be
included in regular monthly installments
No hidden costs means great value
- No appraisal fee
- No origination fee
- No application fee
- No courier fee
Make your loan payment online 7 days a week, 24 hours a day, 365 days
a year from:
- Your Ozarks Federal checking account
- Your Ozarks Federal money market account
- Your Ozarks Federal statement savings account
- One-year adjustable rate mortgage, adjusting annually
- Easy access to your account from any computer with internet
connections
- Confirm balances anytime using our Anytime Teller Line, 24-hour
telephone access
- Rates and terms set by the loan committee
- Easily available utilizing equity in primary residence
- Maximum terms of 10 years
- Simple disbursements using special check book
- Transfer cash from credit line to Ozarks Federal checking,
online, anytime
- Fixed Rate Home Improvement Loans
- Fixed Rate Consumer Loans
- Consolidate credit card debt and other bills
- Purchase cars, trucks, boats, furniture, swimming pool, or
college education
- Make loan payments from your Ozarks Federal accounts online,
anytime
To apply for a loan, contact any of our office
locations.
Our loan officers will help you select the loan product that is right
for you.
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