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Deposit Accounts > Checking

Classic NOW Checking*

• Interest compounds monthly

• Unlimited check writing

• Minimum balance to open account is $100

• Minimum average daily balance to avoid monthly service charge is $500

• Monthly service charge is only $5 if average daily balance falls below $500

• Monthly statements with imaged checks provided

• Two free boxes of checks per year

• Debit card available after 60 days with satisfactory account status & credit check

• Interest rate subject to change at any time

Senior NOW Checking*

• Available to individuals age 55 or over, or to couples if one is over 55

• Interest compounds monthly

• Unlimited check writing

• Minimum balance to open account is $100

• No monthly service charge

• Monthly statements with imaged checks provided

• Two free boxes of checks per year

• Debit card available after 60 days with satisfactory account status & credit check

• Interest rate subject to change at any time

Student Checking*

• Available to individuals age 16 or over & currently enrolled in high school, trade school or college

• Unlimited check writing

• Minimum balance to open account is $50

• No monthly service charge

• Monthly statements with imaged checks provided

• Two free boxes of checks per year

• Debit card available after 60 days with satisfactory account status & credit check

Small Business Checking*

• Available to sole proprietorships, corporations, limited liability companies, and partnerships operating a small business and using a Business Federal Tax Payer Identification Number

• Unlimited check writing

• Minimum balance to open account is $100

• Minimum average daily balance to avoid monthly service charge is $1,500

• Monthly service charge is only $18 if average daily balance falls below $1,500

• Monthly statements with imaged checks provided

Organizational Checking*

• Available to Not-for-Profit Organizations

• Interest compounds monthly

• Unlimited check writing

• Minimum balance to open account is $100

• Minimum average daily balance to avoid monthly service charge is $500

• Monthly service charge is only $5 if average daily balance falls below $500

• Monthly statements with imaged checks provided

• Interest rate subject to change at any time

Click Here for Rates

Click here for Checking Account application

Click Here to use our Calculators

*For additional disclosure information, please refer to the Account Rules & Regulations that are available upon request at any of our office locations.