Ozarks Federal Savings & Loan


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Deposit Accounts > Checking



Classic NOW
Senior NOW
Student Checking
Small Business Checking
Organizational Checking

Classic NOW Checking*

  • Interest compounds monthly

  • Unlimited check writing

  • Minimum balance to open account is $100

  • Minimum average daily balance to avoid monthly service charge is $500

  • Monthly service charge is only $5 if average daily balance falls below $500

  • Monthly statements with imaged checks provided

  • One free box of checks per year

  • Debit card available after 60 days with satisfactory account status & credit check

  • Interest rate subject to change at any time

Senior NOW Checking*

    Available to individuals age 50 or over, or to couples if one is over 50.

  • Interest compounds monthly

  • Unlimited check writing

  • Minimum balance to open account is $100

  • No monthly service charge

  • Monthly statements with imaged checks provided

  • One free box of checks per year

  • Debit card available after 60 days with satisfactory account status & credit check

  • Interest rate subject to change at any time

Student Checking*

  • Available to individuals age 16 or over & currently enrolled in high school, trade school or college

  • Unlimited check writing

  • Minimum balance to open account is $50

  • No monthly service charge

  • Monthly statements with imaged checks provided

  • One free box of checks per year

  • Debit card available after 60 days with satisfactory account status & credit check

Small Business Checking*

  • Available to sole proprietorships, corporations, limited liability companies, and partnerships operating a small business and using a Business Federal Tax Payer Identification Number

  • Unlimited check writing

  • Minimum balance to open account is $100

  • Minimum average daily balance to avoid monthly service charge is $1,500

  • Monthly service charge is only $18 if average daily balance falls below $1,500

  • Monthly statements with imaged checks provided

Organizational Checking*

  • Available to Not-for-Profit Organizations

  • Interest compounds monthly

  • Unlimited check writing

  • Minimum balance to open account is $100

  • Minimum average daily balance to avoid monthly service charge is $500

  • Monthly service charge is only $5 if average daily balance falls below $500

  • Monthly statements with imaged checks provided

  • Interest rate subject to change at any time

Click Here for Rates

Click here for Checking Account application

Click Here to use our Calculators

*For additional disclosure information, please refer to the Account Rules & Regulations that are available upon request at any of our office locations.